Personal Injuries Downplayed By Insurers Can Have Major Impacts On Your Life
When personal injuries in Miami happen, the at-fault party often has insurance that can help cover your losses. However, when dealing with claims representatives, be aware that they have a tendency to downplay the situation and the total amount of money you are owed.
This is particularly true when it comes to certain types of personal injuries, the amount of time it will take to recover from them, and the impacts they are likely to have on your life. Our Miami personal injury lawyers explain some of the most commonly downplayed conditions by insurers and how to make sure you get the total amount of compensation you need to recover.
Personal Injuries Insurers Often Downplay
Personal injuries can happen due to car, bike, or pedestrian accidents, slips and falls, or being struck by objects in public places or near construction sites. If you are injured, notify the police, the property owner, or other authorities immediately so that an accident report can be filed and get medical care as soon as possible.
Many serious personal injuries have symptoms that are subtle at first. However, these can have long-term impacts on your health, preventing you from working or engaging in other activities. Common conditions downplayed by insurance companies in handling claims include:
- Back and neck injuries: According to the Center For Disease Control and Prevention (CDC), more than 40 percent of all adults suffer chronic back pain. It often results from whiplash and other back and neck injuries suffered as a result of accidents.
- Soft tissue injuries: Muscle or tendon sprains and strains are easy to downplay but can take long months or years to recover from and often result in long-term disabilities.
- Head and brain injuries: Any bump, blow, or jolt to the head can disrupt neural pathways in the brain, causing long-term impairments to your physical health and cognitive abilities.
Do Not Let Insurers Downplay Your Injuries
After any type of accident where others are at fault, you will likely be contacted by insurers. While they may appear sympathetic, they have a financial motive for downplaying your injuries and the amount you need to recover. Common tactics include:
- Downplaying the accident and injuries you suffer;
- Underestimating the amount of time you need to recover;
- Offering an immediate settlement, which is likely far less than what you deserve.
Before settling a claim, make sure you have reached maximum medical recovery. This means any ongoing issues will likely result in permanent disabilities. Rather than settling with an insurer, filing a personal injury lawsuit through the Miami-Dade County Civil Court may be the best option.
Discuss Your Options With Our Miami Personal Injury Lawyers
If you suffer personal injuries in Miami, speak with Pita Weber & Del Prado before settling with insurers. We provide trusted legal guidance to help you get the total amount you need to recover. To discuss your options, call 305-670-2889 or contact our Miami personal injury lawyers online today.
Sources:
cdc.gov/nchs/products/databriefs/db415.htm
miamidadeclerk.gov/ocs/
