Six Steps To Maximize An Insurance Settlement When Personal Injuries In Miami Happen
Personal injuries in Miami can happen due to motor vehicle crashes, sports or recreational accidents, slips and falls, and other mishaps that occur on someone’s property. Insurance can help in covering the costs you incur as a result, but dealing with representatives is never easy. Be aware that you only have one chance to get the amount you need to recover. Our Miami personal injury lawyer offers six tips to help maximize your settlement.
How To Get The Compensation You Need To Recover From Miami Personal Injuries
According to the Centers for Disease Control and Prevention, close to 26 million people visit hospital emergency rooms each year as a result of personal injuries. These have the potential to be severe and, even in seemingly minor cases, could impact your health and financial security for years to come.
When a property owner, motorist, or others involved are at fault, their insurance policy can help to offset your losses. To get the maximum amount you need to recover, follow these tips in dealing with the insurance company and claims representatives:
- Review insurance policy limits and other provisions.
Find out the terms of the policy, the maximum amount available, and any additional covered expenses. You are entitled to this information.
- Thoroughly document what happened and your losses.
Report your accident immediately to the proper authorities, get the names of any witnesses, and take photos or videos of the scene and your injuries.
- Keep detailed medical records and other statements.
Seek immediate medical care, regardless of your symptoms, get a thorough diagnosis from your doctor, and follow their instructions regarding treatment. Keep copies of test results and other medical records documenting your injuries.
- Consider long-term impacts on your health and abilities.
It can take long months to recover from personal injuries or even to get a firm diagnosis. Under the Florida Statutes, you have up to two years after your accident to file a claim. Avoid settling until you know any long-term impacts your injuries are likely to result in.
- Be honest but avoid oversharing with insurers.
Avoid exaggerating or overstating damages when dealing with insurers, as they could use this to deny your claim. At the same time, avoid oversharing. Provide only brief, direct answers to their questions.
- Consult our Miami personal injury lawyers before accepting a settlement.
Once you accept a settlement, you waive the right to any future claims. To ensure you get the maximum amount you are entitled to and need to recover, contact our Miami personal injury lawyer before signing any documents.
Request A Consultation With Our Miami Personal Injury Lawyers
At Pita Weber & Del Prado, we provide the professional legal representation you need to resolve your personal injury claim in the most efficient and effective manner possible. To avoid having to pay out-of-pocket costs, call 305-670-2889 or contact our Miami personal injury lawyer online and request a consultation today.
https://www.cdc.gov/nchs/fastats/accidental-injury.htm
