Uninsured Driver Car Accidents In Miami: How To Avoid Paying Out-Of-Pocket For Personal Injuries
If you are injured in a car accident in Miami and another driver is to blame, automobile insurance they have in place can help cover some of your costs. What happens if the other driver is uninsured? Find out how you can avoid paying out-of-pocket for uninsured driver car accidents in Miami.
High Premiums And Other Factors That Cause Motorists To Drive Uninsured
Under the Florida Statutes, all motorists are required to carry a mandatory minimum amount of auto insurance. However, despite potentially serious penalties, many motorists continue to drive uninsured.
A recent USA Today news report claims that recent auto insurance rate hikes may be part of the problem. Many motorists already struggle with the high costs of maintaining their policies.
Being unable to afford coverage or unwilling to pay is just one reason motorists may drive uninsured. Other common causes include:
- They have a suspended driver’s license;
- They lack the proper vehicle registration;
- They have numerous past driving citations, which prevent them from obtaining policies;
- They have problems concerning their citizenship status and do not qualify for coverage.
In some cases, a driver may unintentionally allow a policy to lapse. Regardless of the reason, car accidents involving uninsured motorists can leave you in a serious predicament.
Filing A Car Accident Lawsuit In Miami Against An Uninsured Driver
According to the Florida Department of Highway Safety and Motor Vehicles (FHSMV), nearly one out of every 10 drivers you encounter on the road is likely to be uninsured. While your own policy can help offset some of your costs, how do you avoid paying out-of-pocket for medical bills, lost wages, and other expenses?
Depending on the situation, you may be entitled to file a car accident lawsuit against the other driver. Even if you were partially at fault, they can still be held liable if they were more to blame. In order to file this type of claim, you will need to prove the following:
- That you were involved in a car accident with the other driver;
- That their actions or inactions contributed to the crash;
- That you suffered personal injuries, property damages, and other losses as a result.
You will need police reports, medical records, witness statements, and other evidence in order to file this type of claim. Our Miami car accident lawyer can guide you through the process. If your lawsuit is successful and the other driver is forced to pay, we can assist in collection efforts as well. These may include wage garnishment, seizure of any assets they have in bank accounts, and liens placed on their personal property.
Request A Consultation With Our Miami Car Accident Lawyer Today
Uninsured drivers pose a major risk to other motorists on the road. To avoid paying out-of-pocket in the event of a car accident, get Pita Weber Del Prado on your side. Call 305-670-2889 or contact us online and request a consultation with our Miami car accident lawyer today.
Sources:
leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0600-0699/0627/Sections/0627.7407.html
usatoday.com/story/money/personalfinance/2023/02/26/car-insurance-premiums-rise-inflation/11355762002/
flhsmv.gov/insurance/uninsured-motorist-rate/
